https://www.jcrsettlements.com/home daily 1.0 2022-06-06 https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960115370-4PXUIKDH2Z7GIRWFGAQ3/AGL.png Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960115376-Y6D271HWU1ZDN3ZRMJWD/BHGSS.png Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960115756-EHIETPUJEGES1YQLYR9R/GFCapture.JPG Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960115543-0OJPHHMXOHKZDAECSMZK/Ind+Life.jpg Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960116242-ZUTPCIJAAUKJV61GT7UJ/MetLife.png Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960116245-R3TI8DSHP1OMTR8O8M0R/Mutual+of+Omaha.jpg Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960116238-QCDS9XJSCAJJGTS9WZT3/NYL.jpg Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960116360-54VHNCWQQUXL3R24SPGJ/Pacific.png Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960117271-KIZ2SUOPUQKMFZB5S9M0/prudential.jpg Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960116933-TY0YX7RXET1X41Y8T71F/structures+capture.JPG Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960116935-TEW594021RV1OU46VB18/USAA.pic.gif Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597965785756-H8H7MFJ0VHW2ZROQJCDZ/medivestLOGO_100px.png Home https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/4d91f229-18e1-41c1-bd13-75bab5751aac/AASC_Logo_FullColor.jpg Home American Association of Settlement Consultants https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/c4a9d30e-d094-44a7-9a81-96e20ed912f7/SSP300+1.png Home Society of Settlement Planners https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1654376823568-M18XC38DH4DJXA469I3E/GettyImages-1069911318.jpg Home - Defense Clients With more than 50 years combined experience in the structured settlement marketplace. JCR brings a simple, settlement focused approach to every negotiation. https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1654377151583-KU6MN2YKTCX6S2L42QDD/GettyImages-116246114.jpg Home - Trial Lawyers We help you settle cases and tax plan contingency fees. We can assist you and your clients navigate the ever-changing landscape of government benefits to, maximize recoveries and cover your liability. https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1654377400023-OFVJOCX54OZ1WLJGUN6P/GettyImages-1219932541.jpg Home - Injured Clients We understand injury settlements and have assisted thousands of families through the challenging process. Our goal is to educate injury victims and their families on how to maximize their recoveries. https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1654378074323-ZKDBFSI7TFOQDD8744QP/unsplash-image-eDOYvF6pM1I.jpg Home Medicare Set Asides (MSAs) We partner with our clients to ensure we create the most cost effective, compliant and efficient solution for all your Medicare Secondary Payer needs. MSA Plus provides a complete Medicare Set-Aside with the economic benefits of a structured settlement and the security of professional administration. https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1654378227564-CZNW7GUZ21NQXA66M8TP/unsplash-image-Ab-W3gen18Q.jpg Home - Investment Management At Garrison Financial, we advise injury victims and trial lawyers on a range of topics that specialize around their settlements. From investments for the injured that can only be purchased as part of a settlement to unique deferral options only available to trial lawyers, we pride ourselves on our fund availability and transparency. We guide our wealth management clients from their first investment to securing their financial legacy. https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1654378289997-F7V549NFCM1RPKO99U0S/GettyImages-139958500.jpg Home - Benefit Preservation Industry-leading government benefit preservation attorneys provide advice to your clients about how to maintain their government benefits, and then we help your clients implement that advice before settlement. https://www.jcrsettlements.com/faq daily 0.75 2020-11-18 https://www.jcrsettlements.com/whatwedo daily 0.75 2023-05-03 https://www.jcrsettlements.com/resources daily 0.75 2020-11-20 https://www.jcrsettlements.com/jcr-difference daily 0.75 2023-05-02 https://www.jcrsettlements.com/contact daily 0.75 2023-08-06 https://www.jcrsettlements.com/who-we-are daily 0.75 2025-06-23 https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605845092726-G11PGXRL7QHXGW148L0V/Jim_Web-300x300.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/88bdbc2b-95b0-4332-9c96-934c3fd87f95/aaa+mr+e+work+picture.PNG Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605638554094-ZSS6DKO0V7OWSDP48FN0/Ryan_Gray-297x300.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605638584671-C89WWWTP44Q3OPBOXOUP/1Greg-Maxwell.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605638601369-7SGSO5R65YVG6UJ02XMP/TO-300x300.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605638627680-0OBR7UTDUIGKS1TU6M9Q/1Joe-Tombs150x150-300x300.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/8fd43663-ef04-413e-b781-70c6da34f38d/Vroman-300x300.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/e3d17bd1-024c-4aff-ac92-86903952509c/Fernandez+-+Screenshot+2021-11-12+145831+-+BW.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605639203419-DKEIE3TKY120N8CVILEF/Joe_Web-300x300.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605639221416-KVDQKBJ1BLA1FPU3YQ4Z/Connie_Web-300x300.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/fb266f28-8d72-4882-a374-6eff66fe9b0c/Bill+Headshot+%28301x300%29.jpg Who We Are https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605845531947-6GZNJRVEKRVAXYG7VJC7/JCR+shield.jpg Who We Are https://www.jcrsettlements.com/team-copy daily 0.75 2020-08-20 https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597960606444-IUU5Z00QFOHO85O1PBLO/Jim_Web-300x300.jpg Team copy https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597961261010-E1UHNBX8GSMWEANY8FO5/Chad_Web-300x300.jpg Team copy https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1597961292030-9S1GQIGNQN3NBZRH04XW/Ryan_Gray-297x300.jpg Team copy https://www.jcrsettlements.com/brokers-referrals daily 0.75 2020-11-20 https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605639867772-D3V3C1C2UZHT5PQ72DQ6/image.jpg Brokers & Referrals - Are you a structured settlement broker looking for your forever home? We are a structured settlement brokerage with access to all the major life markets. We are a brokerage built by brokers that have worked for the other national firms. Your transition to JCR begins with an idea. The idea that you may be happier somewhere else. Maybe your big national firm has not supported you like you had hoped. Maybe you have not received any cases from the approved lists like you were promised. Maybe you are plaintiff broker that truly cares about your clients and you want to be able to offer your clients all of the life markets. Maybe you want to launch your own a business. Maybe it is time to make a change. Maybe it is time to call JCR and see what we can do for you. https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605639926105-5D6OPYU8J7FFCVBLGHYB/image.jpg Brokers & Referrals - Are you a financial advisor or insurance professional with relationships in the settlement industry? Maybe you want to turn a hobby in settlement planning into something more. Maybe you have a big case and need some specialized assistance. Or maybe you have numerous plaintiff attorney clients already, and would like to create a referral relationship. Call us today to see how we can add value. https://www.jcrsettlements.com/msa daily 0.75 2020-11-17 https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605650899623-8Q8RO8S8N189DBPPIJUR/medicare MSA - Medicare Set-Aside (MSA) The issue: The Center for Medicare Services (CMS) has threatened Medicare Set-Aside (MSA) implementation in liability settlements for nearly ten years. It has been a staple of the Worker’s Compensation claims process since 2001, with the following guidelines for use and implementation: 1. Any case with a settlement value of $25,000 or more where the claimant is already a Medicare recipient. 2. Any case with a settlement value of $250,000 or more where the claimant is expected to become a Medicare recipient within the immediate 36 months of the settlement date. 3. Any case where the claimant is in end stage Renal failure. CMS tried to mandate MSA use in liability matters but quickly realized that the process was wrought with issues and that the sheer volume was too much for their regional offices to handle. As a result, and under the threat of a $1,000/day fine for non-compliance, CMS required all liability insurers (including self-insured companies) to submit quarterly reports listing all of their open liability claims involving bodily injury. CMS would then review the submission and flag any claimants who were current Medicare recipients. When the case settles, the total settlement value is to be noted on the quarterly submission, allowing CMS to review and “cherry pick” files for audit. With this process in place, and with multiple arguments from defense carriers that MSA’s cannot be fairly implemented in a liability case due to factors like: contributory negligence, co-defendants, questionable liability, pre-existing diagnosis, etc., CMS stated that in liability matters, every party has the responsibility to: “consider, identify and protect the interests of Medicare”. If CMS finds that these interests were not protected, they reserve the right to collect from “any party to the settlement”. While most of the 10 regional CMS offices are not currently reviewing Liability MSA’s, there are one or two who will and there is mounting evidence that they are auditing large settlement cases to monitor how MSA’s were addressed and if, in fact, the interests of CMS were identified and protected. While they may initially approach the plaintiff for reimbursement, the ultimate target for collection, of course, is the defense. https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605651962715-KFI33O578UF45H7RQ010/image-asset.jpeg MSA https://www.jcrsettlements.com/plaintiffattorneys daily 0.75 2020-11-20 https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605137780881-98T7G435VE1UIWZXY19O/image-asset.jpeg Plaintiff Attorneys https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605640963586-91YPTKO8EVADRT4COL9Q/image.jpg Plaintiff Attorneys https://images.squarespace-cdn.com/content/v1/5f3d9ef49ad41c6c687e769d/1605641011875-EQX8I0VGN09BUXINU3L8/image.jpg Plaintiff Attorneys https://www.jcrsettlements.com/benefitpreservation daily 0.75 2020-11-12 https://www.jcrsettlements.com/injured-clients daily 0.75 2020-11-17 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